Retirement Planning for the Self-Employed: SEP IRAs vs Individual 401(k)s

There are plenty of advantages to self-employment, but there are also a lot of additional responsibilities that aren’t part of the picture when you’re an employee. One of the biggest advantages and drawbacks is the lack of structure for benefit plans. As a self-employed person (with no other employees), you have the freedom to set your own policies, schedule and so forth. So, you may be wondering where to start when it comes to selecting a retirement plan. We’re here to help.

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