Working Past Retirement: How to Maximize Your Benefits

Age 65 has traditionally been when most people retire. In recent years, working past your mid-sixties is becoming more and more common. Working past 65 has many benefits, like continued income and employer-sponsored health insurance, but it could impact your Social Security and Medicare entitlements. If you’re planning on working past retirement, here are some helpful ways to plan so that you can make the most of your federally sponsored benefits.

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Can I Work While Receiving Social Security Benefits?

For various reasons, many people continue to work while collecting Social Security retirement benefits. Some people need the additional income while others simply enjoy keeping busy. In 2016, Associated Press reported that more than 4 in 10 Americans over 50 years of age begin taking Social Security benefits before retirement age. Whatever the reason, there are important tax implications to consider should you choose to work while receiving Social Security benefits.

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